RIGHT-SIZED FINANCIAL LEADERSHIP FOR GROWING BUSINESSES

Experienced financial leadership for businesses with $1M to $100M in annual revenue.

Growing a business requires decisions about cash, people, pricing, and investment. CFO Central provides the financial insight and leadership to help you evaluate those decisions and plan your next steps with confidence.

We specialize in serving manufacturers and also provide fractional CFO services to businesses across other industries.

Based in Sioux Falls, South Dakota, with in-person and remote support.

A fractional CFO works with your business part-time or on a contract basis, providing ongoing financial leadership tailored to your needs.

CFO Central works alongside your owners, leadership team, accounting staff, and CPA. We turn financial information into practical guidance—helping you understand performance, anticipate challenges, and evaluate opportunities.

Your engagement reflects your company’s complexity, priorities, and required level of CFO involvement.

Cash Flow & Working Capital

Develop cash flow forecasts, anticipate funding needs, and understand how receivables, inventory, payables, and growth affect available cash.

Profitability, Costing & Pricing

Understand which products, services, customers, or jobs contribute to profit. Evaluate costs, margins, and pricing to identify improvement opportunities.

Budgeting & Financial Forecasting

Build budgets and forecasts connected to your operating plans. Evaluate different scenarios and adjust as business conditions change.

Financial Reporting & Performance

Create useful management reports and performance measures. Understand the drivers behind your results and where leadership should focus.

Strategic Planning & Decision Support

Evaluate the financial implications of hiring, equipment purchases, expansion, and other major commitments before moving forward.

Financing & Lender Support

Assess financing needs, prepare financial projections, and support discussions with lenders about working capital, equipment, or growth.

Manufacturing businesses face financial questions that reach beyond the income statement. Materials, labor, overhead, inventory, and production decisions all influence cash flow and profitability.

CFO Central helps manufacturers:

• Understand product costs and gross margins.
• Evaluate pricing, estimates, and quoting practices.
• Identify how inventory and production demands affect cash.
• Assess equipment purchases and capacity expansion.
• Connect operational performance to financial results.

We also apply our financial and operational experience to businesses in other industries, tailoring the analysis and support to how each company operates.

Your business may benefit from CFO support when:

• Revenue is growing, but cash remains tight.
• Costs or margins are changing without a clear explanation.
• Financial reports provide limited guidance for future decisions.
• You lack a reliable budget or cash flow forecast.
• Financing, hiring, or expansion decisions are becoming more complex.
• Your accounting team needs additional financial leadership.
• You need an experienced financial perspective at the leadership table.

We begin with a complimentary conversation about your business, concerns, and goals.

When appropriate, we follow with a complimentary Financial Diagnostic under a confidentiality agreement. This helps identify the financial priorities, risks, and opportunities that deserve attention.

Before you commit, you receive a proposed engagement outlining:

• The priorities and scope of support.
• Initial work and objectives.
• Meeting and communication expectations.
• The monthly investment.

Once approved, we work alongside your team to put the plan into action and review progress as your needs evolve.

Whether you are managing cash flow pressure, evaluating growth, or seeking stronger financial visibility, start with a conversation.

We’ll discuss the decisions you face and whether CFO Central is the right fit.